Open Banking

Consumer Data Right

Australia’s Consumer Data Right puts individuals and businesses in control of their data, to increase competition and transparency.

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A global movement

Open Banking is taking shape across the world to give individuals and businesses better control, transparency and competitive services from their data.

In Australia, Open Banking is enabled by the

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Why Consumer Data Right?

Not only do you get better quality data across every bank in Australia, but the CDR has been designed with security at the forefront to keep your data safe.






  • Privacy and security
  • Government legislated
  • Access to every bank (ADI) in Australia
  • Consistent data set across banks
  • Historical data
  • Open and closed accounts
  • All bank account types, including term deposits and credit cards
Open Banking (CDR)
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Direct Bank APIs

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Direct Bank APIs

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Open Banking (CDR)Direct Bank APIsScreen Scraping
Privacy and security
Government legislated
Access to every bank (ADI) in Australia
Consistent data set across banks
Historical data
Open and closed accounts
All bank account types, including term deposits and credit cards

Skript is an Active Unrestricted Accredited Data Recipient

This means we’ve done all the hard work, so you don’t have to.

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It's more than banking

The CDR is all about putting a consumer in control of their data – beyond just banking data.