FAQs

How does all this work you say? Please check out our FAQs below and if your question isn’t answered, we’d love to speak to you so please get in touch.

Use our Lending Skript product to make better loan decisions

Questions

The Consumer Data Right aims to give consumers more control over their data and benefit from more competitive services.

We’ve written some blogs recently exploring this question a little more, feel free to check them out.

Yes, Skript is accredited as a CDR Unrestricted Data Recipient and we are currently integrating CDR data into our products. 

In the meantime, you can test our APIs in our Sandbox environment.

It depends. There are a few different models to access CDR data:

  1. Unrestricted Accredited Data Recipient
  2. Sponsored Affiliate
  3. CDR Representative
  4. Trusted Advisor
  5. Insights

 

While any of the first 3 access models requires that you are accredited or sponsored / represented by an accredited data recipient, the Trusted Advisor model can be used if you fall within a defined list of professions:

  • Accountants
  • Lawyers
  • Tax advisers
  • Financial counsellors
  • Financial advisers
  • Mortgage brokers

 

Because insights are discrete snippets of information that aren’t personally identifiable (e.g. “Do I have more than $100 in my bank account?”), you don’t need to be accredited to receive them. 

We’ve broken these down a bit more in a blog post, and would love to discuss which option is best for you.

We take the protection of your data very, very seriously. 

The people who have designed our systems are experts when it comes to the best security protocols, and we make sure to design everything we do with security in mind from the outset. 

We will delete your data once we no longer need it.

We’ll only ever collect data with your consent.

We don’t sell your data.

We don’t ever access your banking password.