How does all this work you say? Please check out our FAQs below and if your question isn’t answered, we’d love to speak to you so please get in touch.

Use our Lending Skript product to make better loan decisions


The Consumer Data Right aims to give consumers more control over their data and benefit from more competitive services.

We’ve written some blogs recently exploring this question a little more, feel free to check them out.

Yes, Skript is accredited as an Unrestricted Accredited Data Recipient (ADR) as part of the CDR. We are also an Active ADR, meaning we have live access to all Data Holders in the CDR ecosystem.

It depends. There are a few different models to access CDR data:

  1. Unrestricted Accredited Data Recipient
  2. Sponsored Affiliate
  3. CDR Representative
  4. Trusted Advisor
  5. Insights


While any of the first 3 access models requires that you are accredited or sponsored / represented by an accredited data recipient (ADR), the Trusted Advisor model can be used if you fall within a defined list of professions:

  • Accountants
  • Lawyers
  • Tax advisers
  • Financial counsellors
  • Financial advisers
  • Mortgage brokers


Because insights are discrete snippets of information that aren’t personally identifiable (e.g. “Do I have more than $100 in my bank account?”), you don’t need to be accredited to receive them. 

If you don’t fall within the Trusted Adviser professions, and you need more than insights, Skript can support you as a CDR Representative. Check out a recent blog to read how one customer gained access to Open Banking by becoming a Skript CDR Representative.

Skript is connected to 113 banks in Australia:

  • Amigo
  • AMP Bank
  • ANZ
  • ANZ Plus
  • Arab Bank Australia Limited
  • Aussie Home Loans
  • Australian Military Bank
  • Australian Mutual Bank LTD
  • Australian Unity Bank
  • Auswide Bank Ltd
  • Bank Australia
  • Bank First
  • Bank of China
  • Bank of Melbourne
  • Bank of Queensland Limited
  • Bank of Sydney
  • Bank of us
  • BankSA
  • BankVic
  • bankWAW
  • Bankwest
  • bcu
  • Bell Potter
  • Bendigo Bank
  • Beyond Bank Australia
  • Beyond Bank Warrnambool
  • BOQ Specialist
  • Cairns bank
  • Card Services
  • CBA – Commbiz
  • Central Murray Credit Union Limited
  • Central West CUL
  • Challenger
  • Citi
  • Coastline Credit Union
  • Coles Financial Services
  • CommBank
  • CommFCU
  • Credit Union SA
  • DDH Graham
  • Defence Bank
  • Dnister
  • Easy Street
  • Family First
  • Fire Service Credit Union
  • Firefighters Mutual Bank
  • First Choice Credit Union
  • First Option Bank
  • G&C Mutual Bank
  • Gateway Bank
  • Geelong Bank
  • gmcu
  • Great Southern Bank
  • Health Professionals Bank
  • Heritage Bank
  • Hiver Bank
  • Horizon Bank
  • HSBC
  • HSBC Bank Australia Limited – Wholesale Banking
  • Hume Bank
  • Illawarra Credit Union Limited
  • IMB Bank
  • ING BANK (Australia) Ltd
  • Judo Bank
  • Kogan Money Credit Cards
  • Laboratories Credit Union
  • Macquarie Bank Limited
  • Maitland Mutual Limited
  • ME Bank
  • MOVE Bank
  • Myer
  • MyState Bank
  • Newcastle Permanent Building Society
  • P&N Bank
  • PayPal Australia
  • People’s Choice
  • Police Credit Union Ltd
  • Qantas Premier Credit Cards
  • Qudos Bank
  • Queensland Country Bank
  • Rabobank
  • RACQ Bank
  • RAMS Financial Group Pty Ltd
  • Regional Australia Bank
  • Reliance Bank
  • RSL Money
  • SocietyOne
  • South West Slopes Credit Union Ltd
  • Southern Cross Credit Union
  • St.George Bank
  • Summerland Credit Union
  • Suncorp Bank
  • Teachers Mutual Bank
  • The Capricornian
  • The Mac
  • Thriday
  • TMCU
  • Tyro Payments
  • u Bank
  • UBank
  • UniBank
  • Unity Bank
  • Unloan
  • Up
  • Virgin Money
  • Warwick Credit Union Ltd
  • Westpac
  • Wise
  • Woolworths
  • Woolworths Team Bank

We take the protection of your data very, very seriously. 

The people who have designed our systems are experts when it comes to the best security protocols, and we make sure to design everything we do with security in mind from the outset. 

We will delete or de-identify your data once we no longer need it.

We’ll only ever collect data with your consent.

We don’t sell your data.

We don’t ever access your banking password.