Guide
The screen-scraping alternative.
Australian banks are blocking scrapers and the government has announced plans to ban screen-scraping. The Consumer Data Right (CDR) is the regulated replacement — and it connects more reliably, too.
Australian banks are blocking scrapers and the government has announced plans to ban screen-scraping. The Consumer Data Right (CDR) is the regulated replacement — and it connects more reliably, too.
Screen-scraping works by logging into a bank's website with the customer's own username and password, then copying what it sees. That model is breaking down:
Industry reporting puts CDR connection success at around 80%, against roughly 42% for screen-scraping — account holders abandon scraped connections when logins fail, two-factor prompts interrupt, or banks block the attempt.
CDR consent happens at the bank itself, with the bank's own login — nothing to intercept, nothing to break.
Legacy feed providers typically price per statement retrieved — as much as $3.85 a statement — so costs scale with every account and every month.
Skript's pricing is flat, public and month to month: from $99/month ex-GST with five bank accounts included, no setup fee and no lock-in.
The Consumer Data Right is Australia's legislated open-banking framework. Data comes from the bank's own API after the account holder grants a consent they can see, manage and revoke.
The government has announced its intention to ban screen-scraping where the CDR provides a viable alternative, following the recommendation of the 2022 Statutory Review of the CDR, which the government accepted in 2023. There's no legislated date yet — but banks aren't waiting, and neither is the market.
Yes. Many teams migrate bank by bank — start with the majors, where scraper blocking bites hardest, and move the long tail across as you go.
Account details, balances and rich transaction data — descriptions, amounts, dates and more — normalised across every connected bank. See Superskript for your business customers' data or Subskript for your own accounts.
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