Use case
Check the balance before you debit.
Confirm a business customer's available balance before a direct debit or payout — fewer dishonours, fewer dishonour fees.
Confirm a business customer's available balance before a direct debit or payout — fewer dishonours, fewer dishonour fees.
When a business customer's account doesn't have the funds, the direct debit dishonours. You don't get paid, you wear a dishonour fee, your customer wears one from their bank — and someone has to chase the payment all over again.
Under Australia's Consumer Data Right (CDR), a business customer can consent to share its account balances with the platform it uses. Check the available balance before you debit or pay out — no CDR accreditation needed on your side.
A current available balance, direct from your business customer's bank — not a figure from yesterday's file.
With the account holder's consent, check once before a single payout — or keep checking ahead of every recurring debit.
Business transaction, savings, credit and term-deposit accounts from over 110 Australian banks — with a consent flow that handles multi-signatory accounts.
Your business customers' balances and transactions via a single API.
Find out MoreOne API, one integration, over 110 banks — Superskript delivers the business customer balances this use case runs on.
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